The Student Loan Help Group


Just Announced: As part of the bill to raise the debt ceiling signed into law on June 3, 2023, Congress has established that the student loan payment pause will end on August 29, 2023. Student loan payments and accrual of interest are planned to resume on that date. We will post information as soon as further updates are available.

The debt relief program proposed last August is still blocked by litigation, with a ruling expected in June or early July. Under this program, the U.S. Department of Education may provide up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education and up to $10,000 in debt cancellation to non-Pell Grant recipients. Borrowers may be eligible for this relief if their income is below $125,000 for single or married separate borrowers, or $250,000 for married filing joint couples or heads of households.

On April 19, 2022, the U.S. Department of Education announced several changes and updates that will bring borrowers closer to forgiveness under income-driven repayment (IDR) plans. 

Based on the newly eligible months from the one-time account adjustment, borrowers who have reached 240 or 300 months’ worth of payments for IDR forgiveness or 120 months for PSLF will begin to see their loans forgiven in November 2022. Borrowers should see their accounts updated by the beginning of 2024.

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For almost a decade, The Student Loan Help Group has been helping borrowers understand their student loan repayment and forgiveness options. With the nation’s top team of counselors and processors, borrowers can find the forgiveness they deserve and see themselves debt-free faster.

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