After nearly two years of legal uncertainty, the SAVE plan is officially coming to an end. A federal court recently approved a settlement between the Department of Education and the State of Missouri, and on March 27, 2026, the Department …
If you already have federal student loans and are considering borrowing again after July 1, 2026, there’s an important rule you need to understand: Taking out a new Direct Loan after that date can change the repayment options for all …
Federal student loan default is no longer a distant risk. It is here, and it is affecting millions of borrowers in 2026. According to a March 13, 2026 update from Federal Student Aid, approximately 7.7 million federal student loan borrowers …
A major shift is underway in how federal student loans are managed, and it could affect millions of borrowers in the years ahead. In March 2026, the U.S. Department of Education announced a new partnership with the U.S. Department of …
For many married borrowers with federal student loans, filing taxes Married Filing Separately has long been a strategic way to reduce monthly payments under income-driven repayment (IDR) plans. By filing separately, borrowers can often keep their student loan payments based …
For borrowers working in public service, such as government agencies or eligible nonprofits, the Public Service Loan Forgiveness (PSLF) program can provide a powerful path to student loan relief. After making 120 qualifying monthly payments under an approved repayment plan …
If you are a parent who borrowed federal Parent PLUS loans to help your child attend college, an important deadline is approaching that could determine whether you ever qualify for student loan forgiveness. The Parent PLUS consolidation deadline of March …
On July 4, 2025, the President signed into law his budget reconciliation bill, colloquially known as the “One Big Beautiful Bill Act.” This legislation carries serious implications for federal student loan programs. Beginning in 2026, borrowers will experience a host …
On July 4th, the President signed the domestic policy bill, known as the One Big Beautiful Bill, into law. While the bill affects many areas, the changes to student loans will significantly impact both current and future borrowers. Changes in …
After years of paused payments and temporary protections, millions of federal student loan borrowers are now facing a harsh financial reality. With rising rates of default, past-due balances, and the return of involuntary collections, many are only just now discovering …