08 July

How To Qualify For a Parent PLUS Loan

Are you a ‘dependent’ undergraduate student? If your answer to that last question is a yes, have you heard of Direct PLUS Loans? Parents of dependent undergraduate students use Direct PLUS Loans to help pay for college, university, or career …

21 June

How Student Loan Inflation Can Affect Borrowers

The Biden-Haris Administration extended student loan repayment through August 31st, which will provide additional time for borrowers to plan for the resumption of payments, reducing the risk of delinquency and defaults after a restart. The Department of Education will also …

15 June

What Student Loan Debt Looks Like in America

As of 2022, the average student will likely accrue more than $30,000 in student loan debt. According to the National Center For Education Statistics, 66.6% of the population will be affected by student loan debt. As a result, a majority …

03 June

Subsidized vs. Unsubsidized Loans

The United States Department of Education (DOE) offers students loans to cover the cost of college or their career school through the William D. Ford Federal Direct Loan Program. Loans through this program are known as “direct” loans, in which …

17 May

5 Ways Students Can Manage their Debt

College is stressful enough, and establishing plans for after the journey can feel daunting. Being an adult means paving the way for yourself, paying bills, and handling unexpected adulting issues. However, having a plan can relieve anxiety and keep you …

06 May

Student Loan Payment and Interest Pause

Covid has impacted everything and everyone in one way or another. One of the most significant impacts has been on the financial condition of individuals for which the federal government has allotted funds to aid those affected. The U.S. Department …

27 April

Marrying into Student Loan Debt

When committing to get married, debt often takes a seat at the forefront and brings unwanted thoughts to the couple’s mind. If one or both of the engaged spouses is still a student, questions may arise, such as how the marriage …

19 April

Student Loan Debt, Social Security, and Retirement.

If you are in college or recently graduated, retirement is probably the last thing on your mind. Securing a well-paying career and funding your lifestyle should be a priority. However, if you took out student loans, like millions of other …

05 April

Different types of Student Loans

In the United States, a considerable percentage of college students take out federal student loans for higher education.  With the U.S. Department of Education and the federal government acting as the lender, they are highly favored over private loans. When …