The United States Department of Education (DOE) offers students loans to cover the cost of college or their career school through the William D. Ford Federal Direct Loan Program. Loans through this program are known as “direct” loans, in which …
College is stressful enough, and establishing plans for after the journey can feel daunting. Being an adult means paving the way for yourself, paying bills, and handling unexpected adulting issues. However, having a plan can relieve anxiety and keep you …
Covid has impacted everything and everyone in one way or another. One of the most significant impacts has been on the financial condition of individuals for which the federal government has allotted funds to aid those affected. The U.S. Department …
When committing to get married, debt often takes a seat at the forefront and brings unwanted thoughts to the couple’s mind. If one or both of the engaged spouses is still a student, questions may arise, such as how the marriage …
If you are in college or recently graduated, retirement is probably the last thing on your mind. Securing a well-paying career and funding your lifestyle should be a priority. However, if you took out student loans, like millions of other …
In the United States, a considerable percentage of college students take out federal student loans for higher education. With the U.S. Department of Education and the federal government acting as the lender, they are highly favored over private loans. When …
The Child Tax Credit (CTC) program was established in 1997 as a part of the Taxpayer Relief Act to help low-income families. Due to COVID-19, many families experienced unemployment and loss of childcare. The American Rescue Plan (ARPA) of 2021 …
After graduating from college and getting a job, the next step is usually finding a place to live. Unless your parents are the most fantastic people ever, you might be looking to rent or buy. One of the most essential …
On October 6, 2021, President Biden and the Department of Education announced significant changes coming to the Public Service Loan Forgiveness Program (PSLF) to make the process of receiving this forgiveness easier. PSLF promises to forgive your federal student loan …
In part one of our article, we discussed some of our teachers’ problems today. These issues include salary, a lack of support and training resources, and safety concerns. However, the list of challenges educators face is far more extensive and …