Should You Consolidate Your
Student Loans
Consolidation Can Help. But It Isn’t Right for Everyone.
Federal loan consolidation may simplify repayment and unlock additional program options, but it can also impact forgiveness timelines depending on your situation.
Inside This Guide
- When consolidation may make sense
- Situations where caution is warranted
- How consolidation affects forgiveness programs
- Benefits and tradeoffs to consider
- Questions to ask before consolidating
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